Disclaimer

Everything published by Cash Glitch Mafia is educational material. It is not legal advice, not financial advice, not tax advice, and not a substitute for a licensed professional who knows your situation. You are responsible for your own decisions and your own filings.

We do not guarantee credit score increases, deletions of any item, approval for any account, or any funding amount. Nobody honestly can. Outcomes depend on your file, your documentation, your consistency, and decisions made by third parties we do not control.

Where results or testimonials appear, they are individual experiences. Results vary and are not typical.

Our tools are software you operate on your own consumer file, under your own name and your own signature. We do not dispute on your behalf and we do not act as your agent with any bureau, furnisher, or collector.

Metro 2 is the data reporting standard published by the Consumer Data Industry Association. It is not a law. We teach it as system knowledge, so you understand how information moves. The consumer tools that carry actual legal weight are the Fair Credit Reporting Act sections 611 and 623, and the Fair Debt Collection Practices Act section 1692g.

We do not teach and will not support CPNs, credit privacy numbers, file segregation, synthetic identities, or false claims of identity theft. A documented data breach does not make an identity theft claim truthful on an account you opened. Filing a false claim is a crime and it is not part of this work.

Some links on this site are affiliate links, including links to Dispute Plugs. If you sign up through one we may earn a commission at no additional cost to you. We only point at tools we would use ourselves, and a commission never changes what we tell you is true.